The Lucky Pairs bet is that the first two cards dealt are a pair. The player Pair bet is that the first two cards dealt to the Player are a pair. The Banker Pair bet is that the first two cards dealt to the Banker are a pair. The player has to place the banker pair bet or the Player Pair bet before the cards are dealt. Since the bets are independent the player can even wager on both of them. Once the first two cards are dealt to the Player and Banker positions the live dealer stops to take care of the Lucky Pair bets. The live dealer then returns to the main baccarat game, deals the third cards if required and settles the main bets. The Player Pair bet and the Banker Pair bet pay out at 11 to 1.